Almost everyone faces financial problems and most people can’t find a solution.

Debt in the United States is an epidemic.  75% of Americans consider say money is their biggest stressor, 60 million Americans will have a debt in collections this year and Americans will file around one million bankruptcies this year.  Debt even impacts your relationships and health. Disagreements over finances is the second leading cause of divorce and 80% of medical expenditures are stress related.

If personal finance is the biggest problem most people face, why can’t we solve it?  Debt resolution is a difficult problem because there is not a single solution.  There are a lot of options to get control of personal debt and reach your financial goals.  Debt resolution options often include using the services of a budgeting program, debt resolution service, debt management company, filing for bankruptcy, negotiating one or more debts, litigating a debt in court, applying for forbearance or hardship programs.  Unfortunately, choosing the wrong option will often leave you in a worse position than doing nothing at all.

Plain Debt analyzes your personal situation and helps you pick the right option for you.  Plain Debt can even create professional letters you can use to protect yourself from unscrupulous creditors or advise a debt collector when a debt is not collectible.

Try out one of our free tools or contact us to stop struggling with debt and start to achieve your financial goals.