Our means test application is coming soon.  Typically, the means test is used to determine who can file for debt forgiveness through Chapter 7 bankruptcy by taking into account, your income, expenses and family size among other factors to determine whether you have enough disposable income to repay your debts.  Unfortunately, many people use a standards means test as the test to determine whether they should file for bankruptcy.  Just because a person is eligible to file for bankruptcy does not necessarily mean that it is a good idea.  Our proprietary means test application goes beyond determining whether you are eligible to file for Chapter 7 bankruptcy.  Instead, we provide data informing you (1) whether you are eligible for debt forgiveness through Chapter 7 bankruptcy and (2) what other options you have for debt resolution as well as giving you personalized information to help you determine what financial strategy is best for you.